ONLINE PRIVACY POLICY
Ace X Technologies, Inc. ("Ace X Technologies", "we", "us", or "our") has developed this privacy policy ("Privacy Policy") to inform you about the types of information we may collect on Ace X Technologies websites and any applications where this Privacy Policy is applicable ("Site" or "Sites"), how and why we collect this information, the purposes for which we use it, and circumstances under which we might disclose it. Please note that the practices outlined in this Privacy Policy pertain exclusively to information collected through the Sites, including any personal data we may obtain from other sources, such as public databases, in relation to a service application you submit. However, if you or your authorized entity (collectively referred to as "you" or "your") have previously entered into a service agreement with Ace X Technologies governing transaction processing services ("Services Agreement"), the terms of the Services Agreement, not this Privacy Policy, govern the rights and obligations concerning Cardholder Data, Transaction-related information, and other data collected or submitted in connection with the services provided under the Services Agreement. If there is any duplication between the information gathered by the Site and that acquired under the agreement, the terms will be given priority. Should there be any discrepancy between this Privacy Policy and the terms of any Services Agreement, the terms of the Services Agreement or other agreement will be upheld. Our Site is managed from the United States. By using this Site, you agree to have your information processed in the United States as per this policy and U.S. law.
By utilizing the Site, you signify your acceptance of the practices delineated in this Privacy Policy. If you do not agree with the terms herein, please refrain from using the Site. We reserve the right to amend or modify the terms of our Privacy Policy periodically. Any changes to the Privacy Policy will be updated on this page, with significant alterations accompanied by prominent notices. Your continued use of the Sites following the changes indicates your acceptance. Should we intend to apply modifications or amendments retroactively to this Privacy Policy or to personal information already in our possession, we will notify you of such changes and, where required by law, seek your consent.
INFORMATION COLLECTION
The information we collect about you falls into two main categories: information you provide to us and information automatically collected when you use our Sites, including data obtained from third parties. This information may be categorized as Personal Information or Anonymous Information as per the definitions provided in this Privacy Policy. Personal Information includes information that can identify an individual or business, whether directly or indirectly. This may include details such as your name, email address, postal address, telephone number, Federal Tax Identification number, Social Security number, banking information, or any other pertinent information.
On the contrary, Anonymous Information refers to data that doesn't identify a specific individual or business and can't reasonably be used for identification. This may consist of details about your internet browser, device characteristics (like geolocation and unique device identifiers), demographic information (such as city and state), usage patterns related to your interactions with the Site, additional traffic data (including access time and date), software crash reports, session identification numbers, and any other relevant information regarding your Site usage
HOW WE GATHER INFORMATIO
LAt Ace X Technologies, we acquire information from you or about you directly when you provide it to us. This occurs, for instance, when you request our products or services, register on our website, submit an application for services or products, participate in surveys, reach out to customer support, or engage with us through any of our Sites. Furthermore, as you interact with our Sites, we utilize technology such as cookies, Flash cookies, and Web beacons to collect information. Please refer to the Online Tracking section below for details.
The data gathered through these means aids us in improving your experience each time you visit our Site. Cookies, for instance, store information directly on your device, allowing us to gather details like your browser type, time spent on our services, visited Sites, and account preferences.
Additionally, we may receive information about you from various online and offline sources, including public databases, social media platforms, and other third parties. Information obtained from our offline interactions with you may also be collected and stored to update and rectify our database's information and to tailor your experience on our Sites more effectively.
ONLINE TRACKING
We and certain trusted service providers, acting on our behalf, utilize tracking technologies to monitor your activity on our Sites, including:
The data gathered through these means aids us in improving your experience each time you visit our Site. Cookies, for instance, store information directly on your device, allowing us to gather details like your browser type, time spent on our services, visited Sites, and account preferences.
Additionally, we may receive information about you from various online and offline sources, including public databases, social media platforms, and other third parties. Information obtained from our offline interactions with you may also be collected and stored to update and rectify our database's information and to tailor your experience on our Sites more effectively.
HOW WE GATHER INFORMATIO
LAt Ace X Technologies, we acquire information from you or about you directly when you provide it to us. This occurs, for instance, when you request our products or services, register on our website, submit an application for services or products, participate in surveys, reach out to customer support, or engage with us through any of our Sites. Furthermore, as you interact with our Sites, we utilize technology such as cookies, Flash cookies, and Web beacons to collect information. Please refer to the Online Tracking section below for details.
Cookies: These store information directly on your device, enabling us to collect data such as your browser type, time spent on our Services, visited websites or applications, and account preferences. This information aids in personalizing your experience, enhancing security, facilitating navigation, displaying content efficiently, recognizing your device, and understanding how our Sites are used. Rest assured, our Sites do not utilize cookies to capture unencrypted personal information about you
You have the option to configure your device to refuse all cookies, as most devices and browsers offer additional privacy settings for cookies. However, disabling cookies may lead to limited access to features that enhance your user experience, and some of our Sites may not function correctly. Please note that you must manage your cookie settings for each device and browser used
Flash Cookies: Also known as local shared objects, these store preferences and help in online authentication, allowing us to recognize you and your device upon your return to our Website or Application. This facilitates content display based on your interactions with our websites and applications, thus personalizing your use of our Services. Moreover, our advertisers and third-party service providers may utilize Flash cookies to gather and store data. Unlike browser cookies, Flash cookies differ in terms of the volume of data, type, and methods of storage. It's important to note that cookie management tools offered by your device or browser won't eliminate Flash cookies. Disabling Flash cookies could potentially restrict access to features that enhance your user experience, and some sites may not operate correctly as a consequence.
Pixel Tags, Web Beacons, Clear GIFs, and Similar Technologies: These are small data pieces embedded in images on our Website, Applications, or specific email communications. They may transmit information directly to us, a third party on our behalf, or another party following its privacy policy. We utilize these technologies to consolidate the information we collect about you.
Location Tracking on Mobile Devices: Certain mobile device applications may relay your location information to us upon request. We leverage this data to enhance the products and services we offer you as well as to improve them within your geographical area. The information gathered through these technologies aids us in providing an enhanced user experience on our Sites. Cookies, for instance, store information directly on your device, enabling us to collect data such as your browser type, time spent on our Sites, visited Sites, and account preferences. We utilize service providers like Google Analytics and Mixpanel, which utilize cookies and similar technologies, to anonymously collect information about Site usage and report website trends without identifying individual visitors. To provide you with the best site experience, please enable cookies. Click "Enable Cookies" to do so.
Disabling cookies may diminish your site experience. Click "Disable Cookies" to turn them off.
HOW WE UTILIZE YOUR INFORMATION
At Ace X Technologies, we leverage the information we gather to personalize and consistently enhance your experience on our Site. We may employ this information in various ways, including:
Confidentiality and Ownership
While many writing services require recognition or sales incentives, our service is 100% confidential. All communication and content developed or reviewed for the purposes of working together will never be disclosed to any other party under any circumstances. We reserve no rights to the products and services we provide. Everything we edit or write is considered the sole property of the client. If you contract with us, you, and only you, will be recognized as the author and/or owner of your material.
- Evaluating your application for Services
- Ensuring compliance with Ace X Technologies's legal obligations
- Granting you access to our Sites
- Corresponding with you regarding your account status and providing updates on Site features and enhancements.
- Informing you about policy changes.
- Sending newsletters, offers, promotions for our services or third-party products, and details about special events through Email, text, or other mediums, always in adherence to local privacy and anti-spam regulations
- Managing promotions and surveys.
- Optimizing and refining our products, services, and operations.
- Detecting, investigating, and preventing activities that may contravene our policies or laws.
- Conducting statistical, demographic, and marketing analyses of Site users.
WHO WE SHARE YOURINFORMATION WITH
With the exception of disclosures outlined in this Privacy Policy, we do not distribute personal information collected through the Site to entities beyond Ace X Technologies, its parent company, subsidiaries, or affiliated entities. However, as elucidated below, we may share certain personal information with select business partners, co-marketers, and third parties. We guarantee that your Personal Information will never be sold or rented out as part of any customer list or similar transaction under any circumstances
THIRD-PARTY SERVICEPROVIDERS
We may disclose personal and anonymous information to subsidiaries, agents, partners, affiliates, and other third parties that undertake functions on our behalf, such as hosting, billing, analytics, customer service, and fraud protection. These entities are granted access to Personal Information solely to fulfil their designated functions and are bound by confidentiality and security obligations. They are prohibited from utilizing, selling, distributing, or altering this data except to provide the requested services.
BUSINESS PARTNERS
We work closely with a range of affiliated banks and companies to provide products and services to our customers. As per relevant laws, we may share your personal information with these business partners or third parties to fulfil your processing needs. Additionally, we may reach out to our existing customers via telephone, mail, or Email to offer extra products or services that we believe may be of interest to them. While we ensure that your Personal Information is handled in accordance with this Privacy Policy, it's important to note that the treatment of your Personal Information by our business partners or third parties is governed by their respective privacy policies.
EMERGENCY SITUATIONS
We may use or disclose Personal Information if compelled by law or if acting in good faith to (a) conform to legal obligations or comply with legal processes served on us or the Site; (b) safeguard our rights, property, the Site, or our users; or (c) respond to emergency circumstances to protect personal safety
SHARING ANONYMOUSINFORMATION
Subject to applicable local laws, we may disclose or share Anonymous Information (or other non-personal information) as deemed appropriate or necessary. This may include disclosing Anonymous Information to third parties to aid in assessing Site usage and user demographics for the purpose of improving the Site.
HOW WE SAFEGUARD PERSONAL INFORMATION
Ensuring the security of your Personal Information is a top priority for us at Ace X Technologies. Personal Information collected through our Site is stored in secure operating environments inaccessible to the general public. As part of our security protocols, we may occasionally request proof of identity before disclosing your Personal Information. For certain telephone and in-person transactions, we may ask for additional information, such as your full Social Security number or account number, to verify your identity before proceeding with requested transactions. It's important to note that Ace X Technologies will never initiate a request via Email for sensitive information like your Social Security number, personal ID, password, PIN, or account number. If you receive such a request via Email, please exercise caution and promptly report the suspicious activity to us. While we employ stringent measures to safeguard your Personal Information upon receipt, it's essential to understand that no method of data transmission over the Internet or any other public network can be guaranteed to be entirely secure. We continually review our security procedures to incorporate suitable technologies and methods for securing information.
YOUR RESPONSIBILITIES IN USINGTHE SITE
When utilizing our Site, you agree to:
a) Provide accurate, up-to-date, and complete information about yourself and your business.
b) Promptly update and maintain your registration information to ensure its accuracy and completeness.
If you provide information that is inaccurate, incomplete, or outdated, or if Ace X Technologies has reasonable grounds to doubt the validity of such information, we retain the right to suspend or terminate your account and decline any present or future use of the Site. You are solely responsible for safeguarding the security and confidentiality of your password and account, as well as for all activities carried out under your account.
LINKING TO OR FROM ANOTHERWEBSITE
Our website may have links to other sites run by Ace X Technologies, its affiliates, or third parties. It's important to know that the rules outlined in this Privacy Policy only cover information collected through Ace X Technologies's platforms. They don't apply to data gathered on third-party websites, affiliate-operated sites, or Ace X Technologies sites that don't have this Privacy Policy. Ace X Technologies doesn't assure or take responsibility for the privacy policies of third parties, its affiliates, or their websites. We suggest you check out the privacy policies provided by these parties to understand their practices.
APPLICABLE LAWS
While we strive to protect the Personal Information of all Site users and comply with local data protection and consumer rights laws, our Site is primarily targeted at United States citizens. If you are unsure whether this Privacy Policy conflicts with applicable local privacy laws in your location, we advise against submitting your Personal Information to Ace X Technologies.
NOTICE TO NON-US USERS
If you are situated outside the United States, please note that your Personal Information will be transferred to and processed in the United States, whose laws may differ from those of your country. By voluntarily submitting Personal Information to us, you consent to the general use of such information as outlined in this Privacy Policy, including its transfer to, storage in, or processing within the United States. You acknowledge that your information may be accessible to government authorities
RETENTION PERIOD
We will retain your Personal Information for the duration necessary to fulfil the reason outlined in this agreement unless a longer retention period is mandated or permitted by law.
ASSIGNMENT
In the event of changes in ownership or corporate structure while providing the Site and services, or in the case of asset sales associated with the Site, we will adhere to applicable laws governing the transfer of Personal Information in business transactions. We will provide appropriate notification and choice as required by law. Please be aware that under such circumstances, we may transfer some or all of your information to a company acquiring our assets or with which we have merged. While we would strive to ensure that the acquiring or merged entity follows the practices described in this Privacy Policy, we cannot guarantee identical privacy practices or treatment of your information under such circumstances to the extent permitted by law.
CONTACT US
If you have any questions or concerns regarding this Policy or our privacy practices, we encourage you to reach out to us via regular mail or Email.
